On holidays you can also save
The holidays come, a moment of peace, relaxation, recover our body and mind, and of course, disconnect from our day to day. Something, often the latter is difficult to achieve. New technologies, although they are our partners in our daily tasks, also often prevent us from achieving this disconnection. One of the clearest examples is in finance and insurance. Of course, for example, with our Smartphone we can make many arrangements at any time and almost anywhere, but this should not be our goal, on the contrary, it should be the emergency resource before some finances in order. We leave you a series of tips to get it and enjoy this well-deserved rest:
Have the vacation expense correctly planned:
In vacations we spend more money, it is like that, we leave our routine and not only pay for the displacement or accommodation, we also go out to restaurants, we make excursions, we buy gifts … It is therefore important to reserve an adequate amount for these expenses, add a percentage of safety margin and try to adapt to this budget.
To all this, we must not forget that, although we are far from home, our home is generating expenditure: community of owners, rent or mortgage or even services such as electricity, water or gas, in which they charge you high fixed amounts regardless of if you consume or not.
Avoid extra financial expenses when withdrawing money or making payments
Another of the basic recommendations is to try to plan how you are going to pay the expenses of your vacations to avoid extra costs. One of the examples are ATMs, if you are going to need to take money look at those near your vacation place you can get money without commission or as low as possible. Another is the credit cards, there are many entities that allow you to increase the credit temporarily to face your higher expenses.
And, finally, let’s not forget the currency exchange. Carrying currency is increasingly expensive with respect to other means of payment and inefficient, as soon as you have to manage the return of what was not spent. Therefore, try not to change too much, preferably in a financial institution, which will charge less commissions than the exchange houses of the airport and tourist places -especially in destination- and allocate them to small payments or in places where we do not have security.
That all your insurance is up to date and collects all the information
If insurance is important always … on vacation even more. A clear example is in health insurance as the range offered by Aegon , not only will you have coverage in any type of Spain, also abroad, with benefits that you will not only gain in peace of mind, but you will also save money.
For this, verify that you have all your insurance up to date and take all the basic information, such as contact numbers in case of emergency
And prepare the expenses when you come back
We do not want to embitter your holidays, but after returning from holidays, not only does life go on, but it also begins with important expenses such as going back to school. Therefore, in your planning take into account these disbursements, and even if possible, anticipate part of these expenses so that it does not pose an added problem when you return.
Having finances in order, allows us to enjoy our vacations better and more peacefully. The key is to know what we can do and what we can not do and adapt to reality, we will avoid problems and so when we return, we can start thinking about when our next holidays will be.